Ambagan makes splitting shared expenses with friends, family, and groups effortless — track who paid, who owes, and settle up in seconds.
Now on the App Store · Android coming soon · Free to start · Pro from ₱149/month or ₱799/year.
No spreadsheets, no awkward math, no "I'll just pay you back" that never happens. And now, no second app for your own spending.
Create groups for any occasion and split expenses equally, by percentage, or with fully custom amounts — your call every time.
Request, approve, or reject settlements with proof-of-payment photos. Bulk settle across all groups at once.
Your net balance across every group lives on the home screen. Drill into any friend to see exactly what you owe each other.
One simple flow to add an expense — pick who paid, choose how it splits, tag a category, and attach a receipt. Save a draft to finish later, and edit anything anytime.
Snap a photo of your receipt and let Ambagan read the amount and details for you — no manual typing.
Rent, subscriptions, and regular bills post themselves on the schedule you set. Available on Pro.
No signal? No problem. Browse from cache and add, edit, or delete expenses, manage your groups and members, and update favorites entirely offline — everything syncs automatically when you reconnect.
Track spending by date range, export settlements as CSV, and get push notifications or a daily nudge for unpaid balances.
Share a group invite link or QR code with an expiration you control — friends just scan it to join. No typing codes, no waiting on approvals.
Get started in seconds with Sign in with Google or Apple — no new password to remember. Prefer email? That works too.
Books are personal ledgers — one for daily spending, one for a trip, one for the household. No members, no splitting. Link a book to a trip group to see what it really cost you.
Cap a book by the month or for a whole trip. Paid spend fills the bar and unpaid bills stack on the end, so nothing sneaks up on you. Free for everyone.
Free users can log up to 5 group expenses a day, plus a separate daily allowance for personal ones — and budgets are free for everyone. Pro removes the caps and unlocks the full feature set, available monthly, yearly, or as a 2-week plan for short trips.
A quick look at the app — from your net balance dashboard to settling up with your group.
Free for casual use. Upgrade when you need more.
All Pro plans unlock the same features — pick the length that fits your needs.
₱0
forever
₱99
one-time · 14 days of Pro
₱149
/monthor ₱799/year — save ~55%
Prices in PHP. Billed via App Store / Play Store. Cancel anytime.
"Ambag" is a Filipino word for contribution — to mag-ambag is to chip in. That's exactly what this app is built around: making it easy for groups of friends, family, or barkada to chip in fairly and keep track of who owes who.
Why I built this
As a traveler, I've always been the one to front expenses for the group — hotel, van rental, entrance fees — because I had the spare cash and someone had to cover it. After every trip, tracking who owed what became a headache. Multiple people splitting a single bill, a full day of back-to-back expenses, some costs forgotten entirely — someone always ends up quietly absorbing what should have been shared.
That frustration is why I built Ambagan — so no one has to be that person anymore.
— Lhester, independent developer from the Philippines
Questions, feedback, or need help with your account? We read every email.
lhester.monroyo.dev@gmail.com